Rethinking insurance.
VENPACE develops digital business models for the insurance industry and invests in trailblazing ideas on the market. We support innovative solutions and help startup teams to grow.
Get startedWhat we do
Through our unique ecosystem, we rethink insurance. We implement and support digital business models with know-how and passion - either as strategic investor or as initiator.
Company Building
Together with our partners and investors, we identify the insurance industry’s challenges and chances of tomorrow, develop innovative business models and found them as startups from scratch.
Venture Investment
We look for passionate founding teams that create value through their creative ideas and digital solutions. Our investment sweet spot: pre-seed and seed.
About us
Investors from the insurance industry
Our investors are IDEAL Versicherung, PrismaLife, Provinzial and Vienna Insurance Group. Together, they represent a broad range of insurance expertise. This diversity allows us to see the bigger picture with regards to trends and current developments in the insurance landscape. This is our fuel for innovation.
Think tank & startup veterans
crossbuilders is responsible for company building from conceptualization to management of the venture. As seasoned company builder from Cologne, crossbuilders operates successfully with its sister companies crossventures and DvH Ventures and has conceptualized, developed and invested in many business models in the financial services industry. Our additional partners support us with regards to network, domain expertise and startup know-how.
Portfolio
Together with these companies, we shape the insurance industry of tomorrow.
ICO-LUX
With its unique smart vision algorithm, ICO-LUX optimizes insurers’ fraud assessments in document processing. With the help of forensic picture analysis, it can detect and prevent fraud attempts in real time.
Ninebarc
Ninebarc is an all-in-one solution for end-of-life planning and inheritance management. Users can create a legally effective inheritance plan within minutes: Planning of inheritance decisions, individual checklist with integrated support, document generation and storage, secure sharing with relatives, as well as contact management including role assignments.
DeinePflege
DeinePflege offers patients in need of care and their relatives a holistic digital care platform. On the platform, users have access to digital application forms for care aid without the usual complexity. After entering the digital care journey, users can engage with further relevant services such as tools for financial optimization or organisation of daily care routines. In this context, DeinePflege offers B2B partners the possibility to integrate their products and services on its platform and thereby get direct access to the users.
FINABRO
FINABRO offers an innovative solution for the distribution of occupational pension provision. The goal is simple: to help more employees opt for the offer of an occupational pension and thus better prepare for old age. FINABRO uses technology, digital marketing and automated processes to increase the attractiveness for employees and significantly reduce the complexity of implementation.
Calingo
Calingo is a Managing General Agent (MGA) that develops fully digital insurance products for private customers. For this purpose, the Swiss startup embeds itself deeply at the point-of-sale of online distribution partners to provide end users with a seamless customer journey. Calingo offers insurance products in the areas of home, pet and mobility and cooperates with international risk carriers.
Erste Hausverwaltung
Erste Hausverwaltung (EHV) was founded by tenants and owners with the goal of making property management new, digital and modern for their end customers. EHV focuses on personal service and digital ways of working in the management of apartments and in direct cooperation with customers or tenants. As the future orchestrator of an "ecosystem home", EHV wants to offer its customers much more than traditional property management - among other things, with precisely tailored insurance offers.
Complero
Every year, around 20 percent of companies' existing customer contact data change, for example due to relocation or marriage. With Complero's software, this data can be kept up to date in a fully automated manner, while at the same time increasing its quality. This prevents customer churn, reduces internal costs and, above all, opens up new revenue potential by establishing digital customer communication.
HealthCaters
At a time when many people don’t find the time to conduct frequent health checks, HealthCaters offers a low-threshold solution that allows a holistic health screening within minutes, allowing employees to use the service in their employer’s office during a regular work day. With their modern HealthCases and app, the startup collects valuable "hard data" to evaluate the users' individual risks and recommends concrete health measures.
DC Connected
DC Connected is developing a digital car workshop with the help of an AI-based virtual technician. The virtual technician addresses challenges such as the increasing complexity of newer vehicle generations and the growing shortage of skilled workers. The start-up offers automated analyses and repair processes that enable B2B customers to provide digital support in many use cases via remote diagnostics.
Team
Industry veterans
Dr. Walter Botermann (left) is a heavy-weights in the German insurance landscape. He has held high-ranking positions in insurance companies and is now able to share his knowledge and network. Ingo Küpper (right) is the creative head of crossbuilders and looks back on his valuable experiences as digital founder and investor. Being a born challenger, he is the perfect sparring partner for validating new business models.
Venture experts
Tizian (left) and Jan (right) are the responsible investment managers at VENPACE. Both have extensive digital expertise based on their venture building activities at crossbuilders and on their past roles in the fields of consulting and corporate strategy.
What we offer
We are more than a financial investor - VENPACE offers all resources that founders need to bring a promising idea to life.
Ideas and solutions meet concrete use cases and are developed together.
Direct connection to our investors and integration into our broad network.
Access to office spaces and our team comprised of developers, designers and UX and online marketing experts.
We support startups with initial investments of up to 500k € and aim to invest in future rounds as well.
Join us!
No matter if founder, investor or applicant - we are looking for bright ideas, strong partners and new team members.